Publications › Pass GDCA — Volume V · Paper V: Co-operative Laws and Other Laws, English e-book
Law as on October 2026Edition v1.0
GDCA Paper V Book: Co-operative Laws and Other Laws, Past Papers 2019–2026 with Answers
Pass GDCA — Volume V · Paper V: Co-operative Laws and Other Laws, English e-book — One PDF volume for Paper V, Co-operative Laws and Other Laws: 345 pages, past papers 2019–2026 with worked answers and pointers
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The cover
Paper V, Co-operative Laws and Other Laws, is mostly the Maharashtra Co-operative Societies Act and Rules, plus the APMC Act, the MSCS Act 2002 and the 2014 Money-Lending Act. This volume is the whole book for it, 345 pages in one PDF: the scenario method, the section drill, membership, meetings, registration, disputes and recovery, audit and winding up, with 20 missions built from every Paper V from 2019 to 2026. It explains the 40 per cent pass rule; the law is stated as on 1 October 2026.
1 PDF volume345 pagesPaper V · Co-operative LawsEnglishPast papers 2019–2026Law as on 1 Oct 2026
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Which of these is on your desk today?
Each one is answered in two lines here, and in full — with the provision and the mission that teaches it — inside.
How many marks do I need to pass, and what does a 50 do?
Forty per cent in each paper, with an aggregate of 240 of 600; because 240 is six times forty, the per-paper line is the real one. Fail the examination as a whole but score 50 per cent or more in a paper, and that paper is exempted next time, but only if you claim it in the application form, every year.
Who may sit: a graduate, or someone in service without a degree?
Any graduate of a recognised university, in any subject; or a permanent employee of Government, a co-operative institution or an APMC with the S.S.C. and five years' service (the Board's 2015 notice also lists the H.S.C. with three years). The 2012 regulation and the 2015 notice differ, so read the eligibility clause of the notification for your own sitting.
Five steps: identify the issue in one sentence; find the provision and state what it requires; test for natural justice (was notice given, was a hearing given, were reasons recorded, and which failed); name the forum, and say so where the facts put a party in the wrong court; state the remedy with its time limit. A 2026-pattern paper forces at least three case parts, twenty-one marks, into every script.
Inside: Mission 5.2 · ¶5.951
Salient features of the MSCS Act 2002, as amended in 2023
Seven marks in every sitting, fifteen in 2024. Ten heads: central registration for multi-State societies; the Central Registrar (s.4); registration (s.7); bye-laws; board and supersession (s.123); audit (s.73); inspection (s.79); disputes by arbitration (s.84(4)); winding up (ss.89, 90); appeals (s.99). Close on the 2023 amendments: Act 11 of 2023, assent 3 August 2023.
s.80 of the MCS Act: six appearances in seven papers, four as a blank and two as a descriptive question. The Registrar applies to the Executive Magistrate, who authorises a police officer not below sub-inspector; under s.80(3) the Registrar or a District Deputy Registrar may seize directly in an emergency. One mark as a blank; at five or seven marks, the application, the authorisation and the emergency power.
s.80, MCS Act 1960Inside: Mission 5.3 · ¶5.922
The special general body meeting, section 76
Called by the Chairman or a majority of the committee at any time; it shall be called within one month on a written requisition of one-fifth of the members, or the number specified in the bye-laws, whichever is lower, or at the instance of the Registrar or the federal society. The second half of that clause is what candidates leave out, and it was the blank in 2023. Seven marks in 2022 and 2023.
Amendment of bye-laws: who gives the final approval?
s.13 with Rule 12: a resolution at a general meeting by not less than two-thirds of the members present and voting; the copy goes to the Registrar within two months and he disposes of it within two months. No amendment is valid until registered, which is why the final approval is the Registrar's and not the general body's. Under s.13(3) he must communicate a refusal with reasons.
ss.13, 14 · Rule 12Inside: Mission 5.8 · ¶5.934
Which "other laws" can I leave alone?
Across seven sittings the paper has never asked about the Transfer of Property Act, the Indian Stamp Act, the Registration Act 1908, the Negotiable Instruments Act, RERA, the Consumer Protection Act, the Right to Information Act, the Income-tax Act, the Public Trusts Act, or any labour or industrial statute. MOFA and the Apartment Ownership Act carried about 23 marks over four sittings, always inside a choice block. Know each in a line, so a surprise note does not leave a blank page: never-asked is not never.
Inside: Mission 5.18 · ¶5.910–5.912
What is the shape of Paper V, and where are the marks?
Question 1 is compulsory at 18 marks; Questions 2 to 5 carry 14 each and you attempt any three; Questions 6 and 7 are compulsory at 20 each. The MCS Act 1960 with its Rules of 1961 account for 61.7 per cent of all marks offered across the record; add the APMC Act 1963 and the Maharashtra Money-Lending (Regulation) Act 2014 and three statutes carry 76.2 per cent.
Inside: Mission 5.1 · ¶5.903–5.906
A page from the book: the must-know blocks
Paragraphs as they are printed in the volumes, each with the authority it rests on. This is the style of every page.
Paper V · Seizure of records
Seizure of records — MCS Act, s.80. Six appearances in seven papers, four as a blank and two as a descriptive question. The Registrar applies to the Executive Magistrate, who authorises a police officer not below sub-inspector; under 80(3) the Registrar or a District Deputy Registrar may seize directly in an emergency. One mark as a blank; at 5 or 7 marks, the application, the authorisation and the emergency power. If you learn one number from this sheet, learn 80.
s.80 · Mission 5.3, ¶5.67
Paper V · The special general body meeting
The special general body meeting — MCS Act, s.76. Called by the Chairman or a majority of the committee at any time, and shall be called within one month on a requisition in writing of one-fifth of the members or the number specified in the bye-laws, whichever is lower, or at the instance of the Registrar or the federal society. The second half of that clause is what candidates leave out, and it was the blank in 2023. Seven marks in 2022 and 2023.
s.76 · Mission 5.6, ¶5.302
Paper V · The MSCS Act 2002, as amended in 2023
The MSCS Act 2002, as amended in 2023. Seven marks in every sitting and fifteen in 2024. Ten heads for a salient-features answer: central registration for societies operating in more than one State; the Central Registrar under s.4 with delegation under 4(2); registration under s.7; bye-laws and their amendment; the board and supersession under s.123; audit under s.73; inspection under s.79; disputes by arbitration under s.84(4), with the Arbitration and Conciliation Act 1996 applied by rule 30(2); winding up and the liquidator under sections 89 and 90; appeals under s.99. Then a labelled closing head — Amendments of 2023, Act 11 of 2023, assent 3 August 2023: a Co-operative Election Authority (new s.45), a Co-operative Ombudsman (new s.85A in Chapter IX-A), a Rehabilitation, Reconstruction and Development Fund (new s.63A), and merger of a State society into a multi-State society on two-thirds of the members present and voting (new s.17(10)). Print the assent date and no commencement date.
Mission 5.7 · ¶5.945
Paper V · The five-step case method
The five-step case method. Identify the issue in one sentence. Find the provision and state what it requires. Test for natural justice — was notice given, was a hearing given, were reasons recorded, and which of the three failed. Name the forum, and where the facts put a party in the wrong court say so. State the remedy with its time limit. Under the selection rule a 2026-pattern paper forces at least three case parts, twenty-one marks, into every script; no combination of three questions avoids them.
Mission 5.2 · ¶5.23
That is a taste. The full book has every mission, every past paper and the worked answers behind it.
What is inside
Volume V: Paper V, Co-operative Laws and Other Laws · 345 pages
Part Zero: the examination, the 40 per cent pass rule, how the book works, a study plan, the exam hall
The fifty-mark cheat sheet, and "Your own examiner" on revising with an AI
Paper V campaign: 20 missions, from the scenario method and the section drill to the APMC Act, the MSCS Act, money-lending, audit, winding up, the Contract Act and MOFA, ending in the 2026 boss paper
Past papers 2019–2026 for Paper V: a question finder, the 2026 paper worked in full, answer pointers for 2025 and the earlier sittings, and a mock paper
Appendices: selected provisions (A), master abbreviation list (C), glossary (E)
What it prevents
Preparing from the syllabus instead of the papersThe book is built from a frequency map of every GDCA paper 2019–2026: for each topic, in how many sittings it carried marks and how many marks it carried.Preface
A 49 that earns no exemptionThe 40 per cent per-paper pass rule and the 50-mark exemption are explained, with the warning that the exemption must be claimed in the application form, every year.Regulation 2012 · ¶0.013, ¶1.902
Writing from a section that is no longer the lawThe law is stated as on 1 October 2026. Where a past paper outlived the law, the book prints both and tells you which to write.A note on the law
Revising from an AI that invents sectionsOne chapter in each volume teaches a single discipline: the book supplies the law, and the machine only examines you on text you paste in.Your own examiner, ¶1.971–1.974
Get your copy
Every figure is the figure you pay — nothing is added at checkout.
Volume V — Paper V
One PDF volume. Also sold in the CHM Set (Papers I–III) and the Complete Set (all six papers)
₹499
Volume V: Paper V, Co-operative Laws and Other Laws (345 pages, one PDF)
Part Zero: the examination, the 40 per cent pass rule, how the book works, a study plan, the exam hall
A fifty-mark cheat sheet: what to read with one hour left
"Your own examiner": revising with an AI without being misled by it
20 missions built from a frequency map of every GDCA paper 2019–2026, ending in a boss paper
Volume V is the book for Paper V, Co-operative Laws and Other Laws, of the Government Diploma in Co-operation and Accountancy (GDC&A). It is not a CHM paper: CHM candidates sit Papers I to III only. The volume is complete for its own paper and does not need the other five.
Is this book endorsed by the GDC&A Board?
No. The book says so on its imprint page: it is not published, endorsed, approved by or affiliated with the Board, the Commissioner for Co-operation or any other authority. The Board has published no answer key or marking scheme, so no mark figure or answer in the book is the Board's unless the book says so in terms.
Is the law up to date?
The law is stated as it stood on 1 October 2026, including the Maharashtra Co-operative Societies (Amendment) Rules, 2026, which inserted Chapter XI-B for housing societies. Where a past paper was set on older law, the book prints both and tells you which to write. Fees, rates and other figures a circular can change are printed with their source and date, or left out; check them against the Board's notification for your sitting.
Should I buy the set instead?
Only if you need more than one paper. This volume alone is ₹499. No set contains only Papers IV–VI. Three single volumes (IV, V and VI) cost ₹1,497; the English Complete Set, with all six papers including I–III, is ₹1,699, only ₹202 more. Six single volumes cost ₹2,994, against ₹1,699 for the Set, a saving of ₹1,295. The Set price is an introductory price valid until 31 December 2026. If this paper is all you need, buy this volume.
How do I get the files after paying?
Payment gives you a download link on the confirmation page and by email. Your file stays in your Library at societysewa.in/library, which you open any time with your email address; the emailed link also works for 12 months. The file is one PDF: open it in any PDF reader on a phone, tablet or computer.
Is there a Marathi edition?
Yes, sold separately. It is translated from the English edition; legal terms follow the Board's Marathi papers and the Marathi Act. This English edition is the original.
Will I get corrections?
Yes. Corrections received are carried into the next edition, and buyers of this digital edition receive the corrected file free of charge from their SocietySeWA library at societysewa.in/library.
Can I share, resell or refund it?
The licence is for the buyer's personal study: the files may not be shared, resold or posted online. Digital downloads are delivered at once, so sales are final; if a file will not open or is damaged, write to support@societysewa.in and we will re-send or fix it.
Yours permanently
Corrections received are carried into the next edition, and buyers of this digital edition receive the corrected file free of charge from their SocietySeWA library at societysewa.in/library. Each edition states the date the law was read: law as on 1 October 2026. Figures a circular can change, such as fees, rates and thresholds, are printed with their source and date, or left out; check them against the current circular and the Board's notification for your own sitting.
The Maharashtra Co-operative Societies Act, the Rules, the bye-laws and the Board's past papers are public. What you pay for is the work of reading all of it against the papers: a frequency map of every GDCA paper from 2019 to 2026, the missions built from it, the past papers with worked answers and pointers, the cheat sheets. The Board has published no answer key, marking scheme or weighting, so every mark figure in the book is the Board's printed figure or the authors' own count, and says which. Seven sittings show a tendency, not a promise: each campaign prints its worst year as well as its average. The book does not guarantee a pass, is not endorsed by the Board, and is not legal advice.
Do not buy this if…
×you want a promise of a pass: no book can give one. This one shows where the marks have been in seven sittings and what the pass rule is
×you want the Board's own answer key or marking scheme: the Board has published none, and this book is not endorsed by the Board
×you need a commentary on the whole Act: selected bare-Act provisions are in an appendix, but this is an exam guide
×you want a printed book: this is a digital edition in PDF, licensed to you for personal study
×you are sitting other papers too: you need their volumes, or a set, which costs less than buying every volume separately
×you read Marathi more comfortably: a Marathi edition of this volume is sold separately
×you need advice on a live society matter: see a qualified advocate
Where this product stops and a lawyer starts
This is an examination guide. It states the law as it stood on 1 October 2026 and does not apply it to anyone's facts. For a live dispute, a bye-law question or a notice you have received, take the papers to a qualified advocate.
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Sold by Expert Jurist LLP (SocietySeWA), CBD Belapur, Navi Mumbai. Digital download delivered at once, so all sales are final — if a file does not open, write to support@societysewa.in and we re-send it first. Refund policy · Terms · All publications. Educational material, not legal advice; the law is stated as on October 2026.
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