I lent money to a relative or friend with nothing in writing
9 lending documents: loan agreements, promissory notes, guarantees and acknowledgements of debt.
Publications › Money Recovery Pack
Law as on October 2026Edition v1.0
NRI Money Recovery Pack: 36 Loan & Cheque Bounce Formats
Money Recovery Pack — 36 formats: loan agreements, demand and Section 138 notices, suit skeletons
Adv. Jyotishwar V. Bhosale · Advocate, Bombay High Court · Since 2008
Legal research, compilation & co-authors: Adv. Tabassum Shaikh · Adv. Akshay Dunde · Adv. Sonali Bhosale
₹1,299₹2,598
1 / 5
The cover
Many NRIs lend money to relatives, friends or partners back home and discover too late that nothing was put in writing. The Money Recovery Pack gives you 36 editable reference formats that follow the life of a loan. Start with loan agreements, promissory notes, guarantees and acknowledgements of debt. Move on to reminder, demand and final notices, including the Section 138 Negotiable Instruments Act statutory notice, a complaint skeleton, an affidavit for evidence and reply notices.
36 formatsWord + PDFExcel trackersInstant downloadReference formats
₹1,299₹2,598invoice emailed with every purchase
Launch price until 31 December 2026 — ₹2,598 from the next day.
Downloads the moment you pay Invoice emailed with every purchase Razorpay · UPI, cards, net-banking 5 downloads per link — a fresh one free on request
Which of these is on your desk today?
Each one is answered in two lines here, and in full — with the format and the provision — inside.
The borrower is not paying and I need to send a demand
11 notices: reminder, demand and final notices, the Section 138 NI Act statutory notice, a complaint skeleton, an affidavit in lieu of examination-in-chief, a reply notice and covering letters for return memo and re-presentation.
A cheque I received has bounced
The Section 138 NI Act notice and the related complaint skeleton and covering letters.
I received a demand or cheque-bounce notice and need to reply
A reply notice format that shows how a reply is structured.
We want to settle the dispute
3 settlement formats.
The matter may go to court
4 suit skeletons to help you brief an advocate. Filing needs professional handling.
My agent or relative has not accounted for my funds
6 fraud and misuse formats.
I need to keep track of what is owed
3 tools, including Excel trackers.
What is inside
- A. Lending Documents — 9 formats
- B. Demand and Cheque-Bounce Notices — 11 formats
- C. Settlement — 3 formats
- D. Suits (Skeleton Text) — 4 formats
- E. Fraud and Misuse — 6 formats
- F. Tools — 3 formats
- Also included: "Complete Kit" leaflet PDF
What it prevents
Starting from a blank pageEditable reference formats with bracketed fields show what a typical document contains
Signing something nobody has checkedEvery format is a draft to take to a qualified Indian advocate before you sign, register or file
About the Authors
Adv. Jyotishwar V. BhosaleAdvocate, Bombay High Court · Since 2008B.Sc., LL.B. · Advocate, Bombay High Court · Managing Partner, Expert Jurist LLP
Adv. Jyotishwar V. Bhosale has more than 18 years of practice across courts, tribunals and boardrooms. He leads Expert Jurist LLP, Advocates & Legal Consultants, Navi Mumbai — a firm built on deep legal expertise sharpened by the intelligent use of modern legal technology.
Read full profile
A modern, technology-led law firm. Expert Jurist LLP is a full-service firm serving companies, startups and in-house teams, homebuyers, developers and lenders, housing societies, government employees, members of the armed forces and paramilitary, and public authorities. Its practice covers corporate and commercial law, real estate and RERA, land acquisition and compensation, criminal law, service law (AFT, CAT, MAT), co-operative societies, intellectual property, compliance and POSH, and arbitration and mediation. Its public-sector work includes matters connected with major infrastructure projects — among them the Mumbai–Ahmedabad High-Speed Rail (bullet train), the Public Works Department, the Irrigation Department, MMRDA and MahaRail — as one part of a wider practice for businesses and individuals alike.
Technology at the core. The firm uses AI-assisted research and drafting in its daily practice, always under an advocate’s review, and builds its own legal-technology platforms: LSR Guru (legal scrutiny reports for banks and NBFCs), POSHGuard (POSH Act compliance), AFT Helpdesk (Armed Forces Tribunal matters), RERA Resolve (homebuyer remedies) and an intellectual-property portal.
Its purpose. To make sound legal knowledge simple, affordable and within reach of everyone — helping companies stay compliant, helping individuals find their way to justice, and sharing legal know-how widely. “Always with you on the path of Justice.” This library is part of that mission.
- Adv. Sonali BhosaleAdvocate · Partner, Expert Jurist LLP
- Adv. Tabassum ShaikhAdvocate · Senior Land Acquisition Counsel
- Adv. Akshay DundeAdvocate · Senior Litigation Counsel
Get your copy
Every figure is the figure you pay — nothing is added at checkout.
Complete pack
36 formats, Word + PDF
₹1,299₹2,598
- A. Lending Documents — 9 formats
- B. Demand and Cheque-Bounce Notices — 11 formats
- C. Settlement — 3 formats
- D. Suits (Skeleton Text) — 4 formats
- E. Fraud and Misuse — 6 formats
- + 1 more, listed under What is inside
These formats were written and compiled for education and knowledge-sharing. They show how documents of each kind are commonly structured under Indian law as on October 2026. They are not legal advice, and buying or using them does not create an advocate–client relationship with the authors or with Expert Jurist LLP. Every matter turns on its own facts, and laws, rates and court practice change. Always engage a qualified advocate to review and adapt a format before filing any case or signing or registering any document. The authors and Expert Jurist LLP accept no responsibility for use of these formats without such review.
These are launch prices, held until 31 December 2026. From the next day the standing prices apply.
Questions buyers ask
Does it include a cheque bounce notice?
Yes. It has a Section 138 NI Act statutory notice, a complaint skeleton, an affidavit in lieu of examination-in-chief, a reply notice, and covering letters for return memo and re-presentation.
Can I file the suit skeletons myself?
They are skeleton drafts to help you brief an advocate. Court filing rules, fees and limitation need professional handling.
What do I receive and in which file formats?
You receive an instant digital download: editable Word (DOCX) files and print-ready PDFs. Checklists are PDFs and trackers or calculators are Excel (XLSX) files, as shown in the contents. Nothing is posted to you.
Are these formats legal advice or ready to file?
No. They are reference drafts for educational use. Requirements vary by state, office and facts. Take advice from a qualified Indian advocate before you sign, register or file anything.
Can I use the formats for clients or resell them?
No. The licence is for personal use only. Resale, redistribution and re-upload are prohibited.
Updates
Your purchase is saved in your Library at societysewa.in/library, which you open with the email address you paid with; the emailed link also works for 12 months (up to 5 downloads). Each edition carries the date the law was checked (law as on October 2026). Guides that depend on official rules, fees or timelines are added only after they are checked against official sources.
What you are paying for — and what is free
These are reference formats for education, not legal advice. Take advice from a qualified Indian advocate before you sign, register or file anything. Stamp duty and registration vary by State: verify locally. Drafted by LexDrafter with AI assistance and reviewed by a practising Indian advocate. Licence: personal use by the purchaser only; no resale, sharing or re-upload.
Do not buy this if…
- ×you want legal advice on your own facts: these are reference formats, so consult a qualified Indian advocate
- ×you want a ready-to-file or ready-to-sign document without review: every format is a draft to adapt to your facts and the State
- ×you plan to resell, share, upload or redistribute the files: the licence is for the purchaser's personal use only
- ×you expect government-prescribed forms, stamps or seals: the pack supplies drafts, not official forms
Before you use these formats
Custom drafting for your own facts is available from LexDrafter at https://lexdrafter.in. Whatever you use from this pack, have a qualified Indian advocate review it before you sign, register or file.
Already bought it? Lost the email, or used the link up?
Open your library with the address you paid with and your copy is there permanently. Or have a fresh download link emailed instead:
Sold by Expert Jurist LLP, CBD Belapur, Navi Mumbai. Educational and reference formats · Not legal advice · Licensed to the purchaser — resale/sharing prohibited · Digital downloads are non-refundable (see Refund Policy) · Terms · All publications. The law is stated as on October 2026.